What is the effective date of a life insurance policy?

Effective Date of Coverage is the first day of the month after the enrollment period, unless otherwise specified and agreed upon by Group and HMO.","The Effective Date of Coverage under this subsection is the day after prior coverage terminated.","The Effective Date of Coverage is the first day of the month after HMO receives enrollment application/change form, if HMO receives application/change form within thirty-one (31) days after issuance of the court order and You make or agree to make any additional Premium payments.","The Effective Date of Coverage is as of the date Group receives notice of the court order if HMO receives enrollment application/change form(s) within thirty-one (31) days after the date Group receives a court order or notice of a court order, and You make or agree to make any additional Premium payments.","Within 60 months from the Effective Date of Coverage, or 60 months from the new TMDL effective date, for newly designated permittees.","The Effective Date of Coverage will be the date of birth, adoption, or becoming a party in a suit for adoption.","The Effective Date of Coverage is the first day of the month following the date of the event unless otherwise specified and agreed upon by Group and HMO.","The Effective Date of Coverage for court-ordered Dependents will be the date the court order is received by Group.","The Effective Date of Coverage for newborn children shall be the newborn’s date of birth.4. Newly Adopted Children.","The Effective Date of Coverage is the first day of the month following the date employee becomes eligible, unless otherwise specified and agreed upon by Group and HMO.2. Newly Eligible Dependents."],"id":"effective-date-of-coverage","title":"Effective Date of Coverage"},"groups":[{"snippet":"means the first day of the month for which the HMO has received payment for a Member.","size":24,"samples":[{"uri":"/contracts/eF48zrTfEj4#effective-date-of-coverage","label":"Explanatory Note (Centene Corp)","score":21},{"uri":"/contracts/cYTMvbzgeqM#effective-date-of-coverage","label":"Centene Corp","score":17},{"uri":"/contracts/k7qFozTV6bB#effective-date-of-coverage","label":"Centene Corp","score":17}],"snippetLinks":[{"key":"day-of","type":"clause","offset":[16,22]},{"key":"the-month","type":"definition","offset":[23,32]},{"key":"hmo","type":"clause","offset":[47,50]},{"key":"received","type":"clause","offset":[55,63]},{"key":"payment-for","type":"clause","offset":[64,75]},{"key":"a-member","type":"clause","offset":[76,84]}],"hash":"e03d4d06b60d50424c8f2f890097d291","id":1},{"snippet":"means the date of commencement of Coverage in respect of a Life Insured under the Policy pursuant to the provision on Commencement of Coverage.","size":15,"samples":[{"uri":"https://www.bhartiaxa.com/sites/default/files/inline-files/Bharti-AXA-Life-Credit-Shield.pdf","label":"www.bhartiaxa.com","score":8},{"uri":"https://www.bharti-axalife.com/media/our%20plans/individual-life-insurance-plans/group%20plans/loan-secure/policy_bond_loan_secure.pdf","label":"www.bharti-axalife.com","score":8},{"uri":"https://www.bharti-axalife.com/media/withdrawn-products/Group/Bharti-AXA-Life-Mortgage-Credit-Shield.pdf","label":"www.bharti-axalife.com","score":8}],"snippetLinks":[{"key":"commencement-of-coverage","type":"clause","offset":[18,42]},{"key":"in-respect-of","type":"clause","offset":[43,56]},{"key":"life-insured","type":"definition","offset":[59,71]},{"key":"the-policy","type":"clause","offset":[78,88]},{"key":"pursuant-to-the","type":"clause","offset":[89,104]},{"key":"provision","type":"clause","offset":[105,114]}],"hash":"1f2da5333e14fe993c1899ebe2415294","id":2},{"snippet":"means the date on which a participant is enrolled for benefits under a plan or plans elected under the health benefits program.","size":11,"samples":[{"uri":"http://register.dls.virginia.gov/vol30/iss14/v30i14.pdf","label":"register.dls.virginia.gov","score":8},{"uri":"https://townhall.virginia.gov/L./GetFile.cfm?File=69%5C990%5C1419%5C1vac55.pdf","label":"townhall.virginia.gov","score":8},{"uri":"http://register.dls.virginia.gov/vol19/iss25/p1v5520.doc","label":"register.dls.virginia.gov","score":8}],"snippetLinks":[{"key":"the-date","type":"definition","offset":[6,14]},{"key":"a-participant","type":"clause","offset":[24,37]},{"key":"enrolled","type":"definition","offset":[41,49]},{"key":"plan-or-plans","type":"clause","offset":[71,84]},{"key":"elected","type":"clause","offset":[85,92]},{"key":"health-benefits-program","type":"clause","offset":[103,126]}],"hash":"1467b55fee3b81fc5f4c4c7d90e2f29e","id":3},{"snippet":"means the date on which the insurance coverage under the Policy in respect of the Members commences which will be later of the date of realization of the Premium by Us or the date of underwriting decision by Us;","size":11,"samples":[{"uri":"https://www.maxlifeinsurance.com/content/dam/corporate/withdrawn-plans-and-riders/104N088V01_Max-Life-Group-Super-Life-Premier.pdf","label":"www.maxlifeinsurance.com","score":8},{"uri":"https://www.maxlifeinsurance.com/content/dam/corporate/Policycontracts/Group%20Super%20Life_Contract%20-JV%20Line%20Changes.pdf","label":"www.maxlifeinsurance.com","score":8},{"uri":"https://www.homecredit.co.in/sites/default/files/2019-12/max_life_group_term_life_platinum_assurance.pdf","label":"www.homecredit.co.in","score":8}],"snippetLinks":[{"key":"the-date","type":"definition","offset":[6,14]},{"key":"in-respect-of","type":"clause","offset":[64,77]},{"key":"the-members","type":"clause","offset":[78,89]},{"key":"commences","type":"definition","offset":[90,99]},{"key":"date-of","type":"clause","offset":[127,134]},{"key":"realization","type":"clause","offset":[135,146]},{"key":"the-premium","type":"clause","offset":[150,161]},{"key":"underwriting","type":"clause","offset":[183,195]},{"key":"decision","type":"clause","offset":[196,204]}],"hash":"fa4ecd235d0fb058279074b38917b78c","id":4},{"snippet":"means the Departure date of cover as shown on the policy schedule. Cover cannot start after an insured person’s trip has begun.","size":9,"samples":[{"uri":"https://www.adamjeeinsurance.com/pak/products/downloads/travel/GoSecure_Student_Plan_Policy_Wording.pdf","label":"www.adamjeeinsurance.com","score":8},{"uri":"https://adamjeetravelinsurance.com/Uploads/616921Policy%20Wording%20International%20Plan.pdf","label":"adamjeetravelinsurance.com","score":8},{"uri":"http://adamjeetravelinsurance.com/Uploads/200393GoSecure%20-%20Policy%20Wording%20International%20Plan.pdf","label":"adamjeetravelinsurance.com","score":8}],"snippetLinks":[{"key":"date-of","type":"clause","offset":[20,27]},{"key":"cover","type":"clause","offset":[28,33]},{"key":"as-shown","type":"definition","offset":[34,42]},{"key":"policy-schedule","type":"definition","offset":[50,65]},{"key":"start","type":"clause","offset":[80,85]},{"key":"insured-person","type":"clause","offset":[95,109]},{"key":"trip","type":"clause","offset":[112,116]}],"hash":"11abe6e21bd39085cf0c34eb56c5ce00","id":5},{"snippet":"or “Effective Date” shall mean, as to an individual Member, the first (1st) day of the month after such Member has enrolled, has satisfied any applicable waiting period or is a Dependent or a Primary Subscriber. Coverage is effective at 12:00 a.m., local standard time on the date so specified on the Plan Information Page.","size":7,"samples":[{"uri":"https://dentaquest.com/getattachment/Marketplace/Florida/FL-Individual-Family-High-Plan-Policy.pdf/?lang=en-US","label":"dentaquest.com","score":8},{"uri":"https://dentaquest.com:443/getattachment/Marketplace/Florida/2022-Florida-EPO-Family-High-Plan.pdf/?lang=en-US","label":"dentaquest.com:443","score":8},{"uri":"https://dentaquest.com/getattachment/Marketplace/Florida/FL-Individual-Pediatric-Plan-Policy.pdf/?lang=en-US","label":"dentaquest.com","score":8}],"snippetLinks":[{"key":"effective-date","type":"clause","offset":[4,18]},{"key":"individual-member","type":"clause","offset":[41,58]},{"key":"day-of","type":"clause","offset":[76,82]},{"key":"the-month","type":"definition","offset":[83,92]},{"key":"enrolled","type":"definition","offset":[115,123]},{"key":"satisfied","type":"clause","offset":[129,138]},{"key":"applicable","type":"clause","offset":[143,153]},{"key":"waiting-period","type":"clause","offset":[154,168]},{"key":"dependent","type":"clause","offset":[177,186]},{"key":"primary-subscriber","type":"definition","offset":[192,210]},{"key":"coverage","type":"clause","offset":[212,220]},{"key":"local-standard-time","type":"definition","offset":[249,268]},{"key":"the-date","type":"definition","offset":[272,280]},{"key":"information-page","type":"clause","offset":[306,322]}],"hash":"275c2e2572efd4c7e728b39dddf8b71b","id":6},{"snippet":"means the commencement date of the insurance coverage in respect of each Insured Member under this Policy, as specified in his Certificate of Insurance.","size":6,"samples":[{"uri":"https://www.irdai.gov.in/ADMINCMS/cms/Uploadedfiles/gts-p-bond.pdf","label":"www.irdai.gov.in","score":17},{"uri":"https://www.tataaia.com/content/dam/tataaialifeinsurancecompanylimited/pdf/download-centre/english/withdrawal-products/Policy_Contract_GHP_Final%20Draft_12%20Nov%2009_V1_(Final).pdf","label":"www.tataaia.com","score":8},{"uri":"https://talic-prod65.adobecqms.net/content/dam/tataaialifeinsurancecompanylimited/pdf/download-centre/english/withdrawal-products/gts-p-bond.pdf","label":"talic-prod65.adobecqms.net","score":6}],"snippetLinks":[{"key":"date-of","type":"clause","offset":[23,30]},{"key":"insurance-coverage","type":"clause","offset":[35,53]},{"key":"in-respect-of","type":"clause","offset":[54,67]},{"key":"insured-member","type":"definition","offset":[73,87]},{"key":"this-policy","type":"definition","offset":[94,105]},{"key":"as-specified","type":"clause","offset":[107,119]},{"key":"certificate-of-insurance","type":"clause","offset":[127,151]}],"hash":"2cf2a25afd73e47e6603d5328530d481","id":7},{"snippet":"means the date of commencement of Coverage in respect of a Life Insured, under the Policy pursuant to the provision on Commencement of Coverage as per Clause 7 of Part D.","size":6,"samples":[{"uri":"https://www.bhartiaxa.com/sites/default/files/2021-10/Bharti-AXA-Life-Group-Term-micro-Insurance-Plan-Policy-Document-Single-Life.pdf","label":"www.bhartiaxa.com","score":5},{"uri":"https://www.irdai.gov.in/ADMINCMS/cms/UploadedFiles/LifeProducts/2020-21/Bharti-AXA-Life-Group-Term-micro-Insurance-Plan-Policy-Document-Single-Life.pdf","label":"www.irdai.gov.in","score":5}],"snippetLinks":[{"key":"commencement-of-coverage","type":"clause","offset":[18,42]},{"key":"in-respect-of","type":"clause","offset":[43,56]},{"key":"life-insured","type":"definition","offset":[59,71]},{"key":"the-policy","type":"clause","offset":[79,89]},{"key":"pursuant-to-the","type":"clause","offset":[90,105]},{"key":"provision","type":"clause","offset":[106,115]},{"key":"clause-7","type":"clause","offset":[151,159]}],"hash":"c503b44edd5b6db631062e1349bd45fd","id":8},{"snippet":"means the first day of the month for which the MCO has received payment for a Member. Electronic Visit Verification or EVV (STAR+PLUS only) means verification and documentation through a telephone or computer-based system of personal assistance services.","size":5,"samples":[{"uri":"/contracts/jb0qhpmgmUx#effective-date-of-coverage","label":"Centene Corp","score":17},{"uri":"/contracts/lSgjnkkNFzQ#effective-date-of-coverage","label":"Centene Corp","score":17},{"uri":"/contracts/9OFkhynj4Pk#effective-date-of-coverage","label":"Centene Corp","score":17}],"snippetLinks":[{"key":"day-of","type":"clause","offset":[16,22]},{"key":"the-month","type":"definition","offset":[23,32]},{"key":"mco","type":"clause","offset":[47,50]},{"key":"received","type":"clause","offset":[55,63]},{"key":"payment-for","type":"clause","offset":[64,75]},{"key":"a-member","type":"clause","offset":[76,84]},{"key":"electronic-visit-verification","type":"clause","offset":[86,115]},{"key":"and-documentation","type":"clause","offset":[159,176]},{"key":"telephone","type":"clause","offset":[187,196]},{"key":"computer","type":"clause","offset":[200,208]},{"key":"based","type":"definition","offset":[209,214]},{"key":"system","type":"clause","offset":[215,221]},{"key":"personal-assistance-services","type":"clause","offset":[225,253]}],"hash":"c9297256ae6e1cae972744a017906bcc","id":9},{"snippet":"means the date of commencement of Coverage in respect of a Life Insured under Part F Section 5 (Commencement of Coverage) of the Policy.","size":4,"samples":[{"uri":"https://www.bharti-axalife.com/pdf/Policy%20Bond%20-%20Smart%20bima.pdf","label":"www.bharti-axalife.com","score":3},{"uri":"https://www.bharti-axalife.com/media/our-plans/group-plans/smart-bima/Policy%20Bond%20-%20Smart%20bima.pdf","label":"www.bharti-axalife.com","score":3},{"uri":"https://www.bharti-axalife.com/media/our-plans/group-plans/smart-bima/bharti-axa-life-smart-bima-policy-document.pdf","label":"www.bharti-axalife.com","score":3}],"snippetLinks":[{"key":"commencement-of-coverage","type":"clause","offset":[18,42]},{"key":"in-respect-of","type":"clause","offset":[43,56]},{"key":"life-insured","type":"definition","offset":[59,71]},{"key":"part-f","type":"definition","offset":[78,84]},{"key":"section-5","type":"clause","offset":[85,94]},{"key":"the-policy","type":"clause","offset":[125,135]}],"hash":"fd77e7584c4c8df4621478d97bf9ec30","id":10}],"nextCurs":"CmcSYWoVc35sYXdpbnNpZGVyY29udHJhY3RzckMLEhpEZWZpbml0aW9uU25pcHBldEdyb3VwX3YzNSIjZWZmZWN0aXZlLWRhdGUtb2YtY292ZXJhZ2UjMDAwMDAwMGEMogECZW4YACAA"}} id=pagination-first-page>